How Long Do I Have To Pay Off The Loan / What Are My Payment Options? Your Lender will send an email 1-2 days prior to your due date reminding you that your loan is coming due. Your payment options are:
Full Payment: Pay the balance in full. Your end of loan action is set to pay in full, you have exhausted all of your extensions, or you request a payment in full via email, phone, or online chat.
Extend the Loan: Pay the interest only. Your end of loan action is normally set to extend, or an extension was requested via the lender website or phone.
Extend the Loan /Pay Down Balance: Pay the interest and part of the principal. Your end of loan action was set to extend and a partial payment was entered, an extension was requested and a partial payment was entered, or an extension was requested with a partial payment via email, phone, or online chat.
What If I Need To Extend My Payment?
Loan extensions are granted at the discretion of our lenders and are not available in all states. To see if you are eligible for an extension, go to the Rates & Terms website page of your lender, or review your loan contract.
Normally, to extend a loan with one of our lenders, the fee for the original loan must first be paid on the due date. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional fee. The length of the extension will be governed by your pay dates and the rules displayed on the Rates & Terms page for your state.
How Do I Know That My Loan Has Been Approved? You will receive an email notification once your loan has been approved. Our lenders can reserve the right to make adjustments to your loan approval up until the time you receive the funds in your bank account, based on any new information regarding your loan application.
What If I Have Bad Credit? Bad credit will not prevent you from receiving a payday loan at 100DayLoans. Our flexible lenders will work with you, even if you have already been turned down by other lenders.
When Will My Loan Be Due? Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations. If you have questions, review your loan contract or contact your lender directly. Remember there may be specific laws and regulations, depending on the state you live in.
How Much Can I Receive? Your qualified loan amount is based upon the information you provide in your membership application. After successful repayment of your payday loan, your lender may increase your loan amount on future loans. The amount of your loan also depends on the state laws and regulations where you live.
When Will I Receive My Loan? After your application is sent to our lenders it can be processed within 1 hour. When approved, you will generally receive your loan on the next business day. There are some lenders who deposit funds into your checking account in as fast as 1 hour.
What If I Don't Have The Money In My Bank Account To Satisfy The Loan Or Extension? You must contact your lender directly to set up payment arrangements. If your debit comes back for any reason from the bank, your lender may initiate collection procedures. Normally payment plans can be worked out - just talk to your lender.
When I Pay Off A Loan, How Soon Can I Receive Another Loan? It normally takes 2 business days for your payment to clear the bank. Once the payment clears, it will be reported and one of our many lenders will normally issue you another loan. Many times, the new loan is for a higher loan amount.
I Applied For More Money, Why Was I Sent To A Payday Loan Page? At 100DayLoans.com, we do our best to seek out the highest loan amount. However, depending on many factors - including our available lenders, your credit history, state, income, and employment information - you may not qualify for more than $500.00 the first time.
If this message has reached you in error or you wish to contact us regarding this communication, please write to:
100DayLoans.com
17470 N. Pacesetter Way
Scottsdale, AZ 85255
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P.O. Box 30 422 S Broadway, Hicksville, NY 11801
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